Finance and InsuranceUnderstanding your customers and enhancing their financial and insurance experience

Key strengths

270+ experts

FinTech and InsurTech consulting services, hand in hand with vast IT expertise merged under one roof.

One-stop shop

From consulting services, through custom software development, integrations and testing, to premium analytics and online marketing services.

In-depth, industry-specific knowledge

Credit scoring and goods purchase financing processes, insurance products lifecycle, self-service insurance sales, claim management fraud detection and much more.


Our processes are certified as compliant with the following national and international regulatory and governance standards: ISO: 9001, 14001, 45001, TISAX (automotive only), ecovadis.

AI and innovation drive

AI-based solutions for customer profiling, risk management and fraud detection. MakoLab’s pioneering financial extension is officially recognized by Google, Bing, Yandex and others.

Leading brands

Our long-term collaboration with finance and insurance industry leaders, supporting their recognised brands.

Boost and future-proof your financial and insurance servicesMakoLab has been developing finance and insurance digitisation for more than a decade now, as our track record of deployments around the world bears out. Our solutions support our clients’ customers in their day-to-day financial management. We invest in FinTech and InsurTech R&D and build solutions that take the services they cover to a completely new level.

Leverage your customer experience and build your competitive edge

Supporting buyers’ decisions
We provide top-end online tools to help your customers make their purchases on the best possible terms. The array of our online financing tools includes financial simulators, budget calculators, online credit-scoring solutions, credit / leasing procedures and multi-purpose calculation engines.

Enhance every level of your financial or insurance operations

Financial and insurance institutions

Cutting-edge technologies optimise your business for the benefit of your customers:
  • operations, sales process and cost reduction
  • price optimisation
  • marketing and sales
  • business performance
  • Proof of Concept projects for innovative solutions


Support for your agents in delivering top-quality customer service improves your collaboration with them and keeps them on top of specific customer needs:
  • product and price personalisation
  • claim management optimisation
  • marketing and sales
  • purchase decision process support

Self-service for customers

Self-service solutions help your customers assume the key role in their finance and insurance management and enhance the efficiency of your relationship with them:
  • OCR technology
  • online claim management
  • web and mobile apps
  • top security standards
  • data processing management

MakoLab is your one-stop shop for proven finance and insurance IT skills

Technology and business merging for finance and insurance:
  • API integration with banking systems / point of sales / third-party providers
  • API and front-end integration with car configurators and offer pages, including different vehicle ID conventions
  • our own calculation and scoring engines
  • back office applications / administration panels for business users
  • front-end solutions for end customers; budget calculators, financial simulators, insurance calculators and credit scoring systems
End-to-end solutions, building expertise:
  • business analysis; direct collaboration with HQ, more than 15 national branches and other agencies
  • technical architecture
  • user experience and design
  • front-end technologies; JS, React and Angular
  • back-end technologies; Java, C#, Spring, Hibernate, databases, microservices, virtualisation, docker, and so on 
  • quality assurance; manual and automated testing, Gherkin, Testlink, continuous integration and continuous deployment
  • project management
  • customer support

We apply top security standards


ISO 27001

ISO 9001, 14001, 45001


Our FinTech numbers

online operations
performed daily on our financial simulators for Toyota Financial Services and MOBILIZE Financial Services
where our online financing tools are in use
dealers’ webpages
using our financial tools globally
integration points
in a single insurance project
various banking systems
integrated into one solution
world-leading brands
purchase financing supported in long-term collaboration with automotive captive banks

Let’s talk

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Trusted by industry leaders

Find out how we helped their businesses to grow